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$895,000
$570/sqft10% reduced
HOA: $500/anTaxes: $4,690/yr262d on market

Pines on Bay

7089 PINEBAY BLVD, ENGLEWOOD, FL, 34224

View all homes for sale in Pines on Bay
3 Beds|2 Baths|1,570 Sq Ft|Built 2004|2 Car Garage

Key Features

WaterfrontWater ViewSingle StorySpa/Hot TubFireplace
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Waterfront & Dock
Waterfront
Creek
Water Frontage
117 ft
Water Body
ROCKY CREEK
Dock
Yes
Dimensions
00x00
Description
Dock - Composite, Dock - Slip Deeded On-site
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 10% ($100,000 off original)
  • 262+ days on market — seller may be motivated

Buyer Insights are informational only — always verify with your agent.

Custom Waterfront Retreat in Gated Community – Pines on the Bay Ideally situated in the private, gated enclave of Pines on the Bay, this custom-built residence offers the best of Southwest Florida living. Boasting 3 bedrooms, 2 baths, and expansive indoor and outdoor living areas, the home is perfectly positioned to take in panoramic views of Rocky Creek—with direct boating access to the Intracoastal Waterway and Gulf of Mexico via just one bridge. Enjoy easy use of the association boat ramp AND RV/trailer storage! Enjoy quiet mornings and colorful sunset skies from your private screened porch overlooking the water, or unwind in the swim spa while taking in the natural surroundings. The spacious layout offers additional flex living spaces both upstairs and down, ideal for a home office, entertainment area, or guest accommodations. An electric fireplace adds charm and warmth to the main living space. Constructed with durability and peace of mind in mind, this home features a standing seam metal roof, composite decking, Hardie Board Siding and hurricane shutters for added storm protection. Whether you're a boating enthusiast, nature lover, or simply seeking the tranquility of waterfront living in a secure neighborhood, this home delivers the ideal combination of privacy, comfort, and access. Pines on the Bay is known for its natural beauty, quiet surroundings, and close proximity to shopping, schools, dining, and area beaches—making this an exceptional opportunity to live the Florida coastal lifestyle.

Subdivision
PINES ON BAY
County
Charlotte
Zip Code
34224

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,570 sqft
Construction
Hardiplank Type, Frame
Roof
Metal
Flooring
Ceramic Tile, Hardwood, Laminate
Pool
No
HOA
$500 / Annually
  • Ceiling Fans(s)
  • Eat-in Kitchen
  • Kitchen/family Room Combo
  • Living Room/dining Room Combo
  • Split Bedroom
  • Stone Counters
  • Thermostat
  • Walk-in Closet(s)
  • Window Treatments
  • French Doors
  • Hurricane Shutters
  • Lighting
  • Private Entrance
  • Rain Gutters
  • Sliding Doors
  • Storage
  • Dishwasher
  • Dryer
  • Electric Water Heater
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Inside
  • Laundry Closet
  • Covered
  • Rear Porch
  • Screened
  • Floodzone
  • In County
  • Landscaped
  • Level
  • Private
  • Unpaved
  • Cable Connected
  • Electricity Connected
  • Propane
  • Public
  • Sewer Connected
  • Sprinkler Meter
  • Water Connected
  • Deed Restrictions
  • Gated Community - No Guard
  • Private Road
  • Storage
  • Workshop
Bedrooms
3
Bathrooms
2
Year Built
2004
Construction
Hardiplank Type, Frame
Flooring
Ceramic Tile, Hardwood, Laminate
Roof
Metal
Garage Spaces
2
Cooling
Central Air
Heating
Central, Electric
Waterfront
Yes
Pet Restrictions
Cats Ok, Dogs Ok
Lot Size
0.23 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$4,690

Association Fees

  • HOA Fee

    Don Wilson

    $500/ Annually

Down Payment20% — $179,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$4,526
HOA Fee
$42
Est. Property Tax
$391
Est. Insurance
$298
Total Est. Monthly Cost$5,256

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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