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$650,000
$342/sqft
HOA: NoneTaxes: $6,511/yr21d on market

Riverview

170 E SPRUCE ST, TARPON SPRINGS, FL, 34689

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3 Beds|2 Baths|1,900 Sq Ft|Built 2020|9 Car Garage

Key Features

New ConstructionSingle Story9-Car Garage
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✨ This home matches what most buyers are looking for in this area.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Fresh listing — 21 days on market
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Elevated, nearly new construction in the heart of Tarpon Springs — this 3-bedroom, 2-bathroom coastal home was built just 6 years ago and thoughtfully raised above the flood zone, offering peace of mind that older homes in the area simply can't match. From the moment you step inside, you'll notice the modern finishes, open layout, and quality craftsmanship of a home built to current Florida code — engineered for durability, energy efficiency, and long-term insurability. The main living level features an open-concept design that flows effortlessly to a spacious covered balcony — the perfect spot to enjoy your morning coffee, entertain guests, or unwind with Florida's signature Gulf breezes. Below the elevated main floor, you'll find a fully finished efficiency unit with its own private entrance and full kitchenette — a rare bonus space that adds tremendous versatility to the property. While not counted in the home's official living area due to its location within the flood zone, this space has been successfully used as a private guest suite and rental unit, generating meaningful supplemental income for the current owners. Ideal for extended family, visiting guests, a home office, or continued rental use. Located just minutes from historic downtown Tarpon Springs, the world-famous Sponge Docks, Fred Howard Park, Sunset Beach, and the Pinellas Trail, this property offers the best of Florida's Gulf Coast lifestyle — walkable, laid-back, and full of charm. Whether you're looking for a full-time residence, seasonal retreat, or an income-producing opportunity, 170 East Spruce Street delivers modern peace of mind in one of Tarpon Springs' most desirable neighborhoods.

Subdivision
RIVERVIEW
County
Pinellas
Zip Code
34689
Community
RIVERVIEW

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,900 sqft
Construction
Other
Roof
Metal
Flooring
Laminate, Tile
Pool
No
HOA
None
  • Ceiling Fans(s)
  • Crown Molding
  • High Ceilings
  • Solid Wood Cabinets
  • Balcony
  • Sidewalk
  • Storage
  • Dishwasher
  • Disposal
  • Exhaust Fan
  • Range
  • Refrigerator
  • Laundry Room
  • Covered
  • Front Porch
  • Porch
  • Flood Insurance Required
  • Cable Available
  • Electricity Available
  • Public
  • Sewer Connected
  • Storage
Bedrooms
3
Bathrooms
2
Year Built
2020
Construction
Other
Flooring
Laminate, Tile
Roof
Metal
Garage Spaces
9
Cooling
Central Air
Heating
Central
Waterfront
No
Pet Restrictions
Lot Size
0.1 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2026
Annual Tax Amount
$6,511
No HOA fees on this listing.
Down Payment20% — $130,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$3,287
HOA Fee
$0
Est. Property Tax
$543
Est. Insurance
$217
Total Est. Monthly Cost$4,046

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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