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$415,000
$249/sqft6% reduced
HOA: $150/anTaxes: $4,926/yr161d on market

Rolling Oaks

1640 COUNTRYWOOD ST, TARPON SPRINGS, FL, 34689

View all homes for sale in Rolling Oaks
4 Beds|2 Baths|1,668 Sq Ft|Built 1993|2 Car Garage

Key Features

Single Story
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 6% ($24,900 off original)
  • 161+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

BUYERS-take advantage of a rare and valuable opportunity as this home has an ASSUMABLE LOAN at an incredibly low 3.25% interest rate! In today’s higher-rate environment, qualified buyers can potentially step into significant monthly savings and long-term financial benefits by assuming the seller’s existing mortgage. Opportunities like this are few and far between—don’t miss your chance! Welcome to this beautifully maintained 4-bedroom, 2-bathroom, 2-Car Garage home located in a sought-after neighborhood in Tarpon Springs—where homes rarely become available! Offering a spacious and inviting open floor plan, this residence is enhanced by soaring vaulted ceilings that create a bright, airy atmosphere perfect for both everyday living and entertaining. Step inside this lovely home and you’ll find beautiful wood-look tile flooring throughout the main living areas, combining style and durability, while the bedrooms offer easy-care laminate flooring for comfort and convenience. The kitchen is spacious with light cabinetry, stainless steel appliances, modern backsplash and breakfast bar. The Primary bedroom is located at the back of the home with ensuite bath, and access to the large screened rear porch. The primary bathroom has been tastefully updated with new faucets, toilet, shower fixtures, and a vent fan. The home features a split-floor plan which offers a hedge of privacy between the primary suite and the 3 additional guest bedrooms. The guest bathroom is beautiful with a large custom vanity with granite countertop, large decorative mirror and features newer shower fixtures with modern white tile in the shower/bath combo. Thoughtful updates throughout provide both comfort and peace of mind, including a 2018 roof, new Stainless-Steel appliances (2021), modern backsplash in kitchen (2025), a new hot water heater installed in 2023, updated smoke alarms throughout the home for added safety, while the living room and primary bedroom showcase newer ceiling fans for added comfort. Enjoy added confidence knowing this neighborhood experienced no flooding during the 2024 storms, and the home is located outside of the flood zone—meaning no flood insurance is required. With low HOA fees of just $150 per year, this property offers both value and peace of mind. Conveniently located near the iconic Tarpon Springs Sponge Docks, you’ll enjoy easy access to waterfront dining, shopping, and local culture. Love the beach? Sunset Beach and Fred Howard Park are just a short drive away! Plus, the home is zoned for excellent schools, making it an ideal choice for families and those looking to continue their education at nearby St. Pete College. This move-in ready home perfectly blends desirable updates, a rarely available location, and an exceptional layout—schedule your private showing today!

Subdivision
ROLLING OAKS
County
Pinellas
Zip Code
34689
Community
ROLLING OAKS

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,668 sqft
Construction
Vinyl Siding, Frame
Roof
Shingle
Flooring
Laminate, Tile
Pool
No
HOA
$150 / Annually
  • Ceiling Fans(s)
  • High Ceilings
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Solid Surface Counters
  • Vaulted Ceiling(s)
  • Window Treatments
  • Dishwasher
  • Range Hood
  • Refrigerator
  • Electric Dryer Hookup
  • Inside
  • Laundry Room
  • Washer Hookup
  • Covered
  • Enclosed
  • Rear Porch
  • Screened
  • Landscaped
  • Sidewalk
  • Paved
  • Bb/hs Internet Available
  • Cable Available
  • Electricity Connected
  • Phone Available
  • Public
  • Sewer Connected
  • Water Available
  • Water Connected
  • Deed Restrictions
  • Street Lights
  • Private Road
Bedrooms
4
Bathrooms
2
Year Built
1993
Construction
Vinyl Siding, Frame
Flooring
Laminate, Tile
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Central
Waterfront
No
Pet Restrictions
Yes
Lot Size
0.14 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$4,926

Association Fees

  • HOA Fee

    Rolling Oaks Association of Pinellas

    $150/ Annually

Down Payment20% — $83,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,098
HOA Fee
$13
Est. Property Tax
$411
Est. Insurance
$138
Total Est. Monthly Cost$2,660

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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