ActivePOOL HOMEWATERFRONT
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$643,900
$149/sqft19% reduced
HOA: $158/anCDD: $1,895/yrTaxes: $13,428/yr177d on market

Belmont

10039 SMARTY JONES DR, RUSKIN, FL, 33573

View all homes for sale in Belmont
5 Beds|4 Baths|4,328 Sq Ft|Built 2013|3 Car Garage

Key Features

Private PoolWaterfrontWater View3-Car GarageSpa/Hot TubFireplace
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 19% ($155,100 off original)
  • 177+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Short Sale. Motivated Seller! Check out this fabulous home featuring a spacious and functional floor plan with a POOL and peaceful WATER view. This 2 story home offers over 4,000 square feet with 5 bedrooms, 4 full bathrooms, a MEDIA room, and an oversized 3 car tandem garage. Major updates include a NEW ROOF in 2025, exterior paint in 2025, a heated POOL in 2021, and a 2 story screened lanai in 2022. As you enter, you are welcomed by a combined living and dining room with a modern fireplace. On the right is a flex room with a custom barn door that can be used as an office, man cave, or whatever best fits your lifestyle. The kitchen is perfect for gatherings with granite countertops, an island, a food pantry, a custom vent hood, and stainless steel appliances. It opens to the large family room and breakfast nook overlooking the pool and pond. The first floor also includes a bedroom and full bathroom, perfect for guests or as a mother-in-law suite. Upstairs, you will find 4 additional bedrooms, 2 bathrooms, and a spacious primary suite featuring a cozy fireplace, sitting area, 2 walk-in closets, and access to a balcony. The primary bathroom includes double sinks, a garden tub, and a separate shower. The home theater room is ready for movie nights with comfortable custom seating, surround sound, a projection screen, and balcony access. Step outside and relax in your private heated pool and spa with waterfall features, custom tile, and a paver deck with plenty of covered seating while enjoying beautiful sunset views over the pond. Located in the popular Belmont community with amenities that include two pools, tennis courts, a basketball court, playground, clubhouse, walking trails, open green space, and a dog park. Check out the 3D tour to get a better feel for this fabulous property. Utilities are currently off. Buyer will be responsible for turning on utilities for inspections if needed.

City
RUSKIN
Subdivision
BELMONT
County
Hillsborough
Zip Code
33573
Community
BELMONT

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
4,328 sqft
Construction
Block, Stucco
Roof
Shingle
Flooring
Carpet, Ceramic Tile, Laminate
Pool
Yes
HOA
$158 / Annually
  • Built-in Features
  • Ceiling Fans(s)
  • Crown Molding
  • High Ceilings
  • Kitchen/family Room Combo
  • Open Floorplan
  • Stone Counters
  • Walk-in Closet(s)
  • Balcony
  • Hurricane Shutters
  • Lighting
  • Rain Gutters
  • Sidewalk
  • Sliding Doors
  • Dishwasher
  • Dryer
  • Electric Water Heater
  • Range
  • Range Hood
  • Washer
  • Laundry Room
  • Covered
  • Front Porch
  • Patio
  • Public
  • Deed Restrictions
  • Dog Park
  • Basketball Court
  • Clubhouse
  • Playground
  • Pool
  • Recreation Facilities
  • Tennis Court(s)
  • Common Area Taxes
  • Pool
  • Recreational Facilities
Bedrooms
5
Bathrooms
4
Year Built
2013
Construction
Block, Stucco
Flooring
Carpet, Ceramic Tile, Laminate
Roof
Shingle
Garage Spaces
3
Cooling
Central Air
Heating
Central, Electric
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
0.18 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$13,428

Association Fees

  • HOA Fee

    Tina Farrell

    $158/ Annually

  • CDD Fee

    $1,895/ Annually

Down Payment20% — $128,780
Interest Rate6.50%
Loan Term
Est. Mortgage
$3,256
HOA Fee
$13
Est. Property Tax
$1,119
Est. Insurance
$215
Total Est. Monthly Cost$4,603

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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