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$324,900
$168/sqft10% reduced
HOA: $145/anCDD: $1,425/yrTaxes: $7,456/yr114d on market

Shell Cove

889 CALICO SCALLOP ST, RUSKIN, FL, 33570

View all homes for sale in Shell Cove
4 Beds|2 Baths|1,935 Sq Ft|Built 2021|2 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 10% ($34,100 off original)
  • 114+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

One or more photo(s) has been virtually staged. Over $20,000 has already been paid toward the CDD revenue bond—an incredible value and major advantage for this home! This well-maintained 4 bedroom, 2 bathroom Hartford floor plan home in Ruskin is located on a quiet street in the desirable Shell Cove community. With low HOA fees, an elevated homesite that may help reduce or eliminate lender-required flood insurance, and a USDA-eligible location that may allow qualified buyers to purchase with little to no money down, this home offers value from the start. Step inside to an open, light-filled floor plan with large windows and spacious living areas. The kitchen features granite countertops, rich dark cabinetry, stainless steel appliances, a spacious pantry, water filtration system, and extended counters perfect for barstool seating and entertaining. The split-bedroom layout provides privacy, with a generous primary suite featuring room for a king-size bed, a large walk-in closet, dual sinks, and a standalone shower. Three additional bedrooms and a guest bathroom are located across the family room, offering flexible space for guests, work, or hobbies. The laundry room is conveniently located near the garage, and the large two-car garage provides covered parking and extra storage. The Shell Cove community is loved for its scenic pond views and resort-style amenities including a sparkling pool, playground, clubhouse, dog park, basketball court, and more. Ruskin offers quick access to I-75 and US-301 for an effortless commute to MacDill AFB, St. Pete, Tampa, Bradenton, and Sarasota. E.G. Simmons Park and Little Harbor are just minutes away, offering opportunities for beach relaxation, nature walks, fishing, camping, boating, and enjoying Florida’s natural beauty. With nearby restaurants, shopping, and the Gulf beaches close by, this location has it all. Schedule your private showing today before it's gone!

City
RUSKIN
Subdivision
SHELL COVE
County
Hillsborough
Zip Code
33570
Community
SHELL COVE

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,935 sqft
Construction
Block, Stucco
Roof
Shingle
Flooring
Carpet, Ceramic Tile
Pool
No
HOA
$145 / Annually
  • Ceiling Fans(s)
  • Open Floorplan
  • Other
  • Stone Counters
  • Window Treatments
  • Other
  • Dishwasher
  • Disposal
  • Microwave
  • Range
  • Refrigerator
  • Inside
  • Laundry Room
  • In County
  • Landscaped
  • Paved
  • Cable Connected
  • Electricity Connected
  • Public
  • Sewer Connected
  • Water Connected
  • Clubhouse
  • Deed Restrictions
  • Playground
  • Pool
  • Sidewalks
  • Street Lights
  • Basketball Court
  • Clubhouse
  • Playground
  • Pool
  • Recreation Facilities
Bedrooms
4
Bathrooms
2
Year Built
2021
Construction
Block, Stucco
Flooring
Carpet, Ceramic Tile
Roof
Shingle
Garage Spaces
2
Cooling
Central Air
Heating
Central
Waterfront
No
Pet Restrictions
Yes
Lot Size
0 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$7,456

Association Fees

  • HOA Fee

    Inframark - Chrissie Brown

    $145/ Annually

  • CDD Fee

    $1,425/ Annually

Down Payment20% — $64,980
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,643
HOA Fee
$12
Est. Property Tax
$621
Est. Insurance
$108
Total Est. Monthly Cost$2,385

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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