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$499,999
$190/sqft4% reduced
HOA: $308/qu + $23/quCDD: $2,400/yrTaxes: $500/yr73d on market
4 Beds|3 Baths|2,628 Sq Ft|Built 2026|2 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Why this home stands out

  • Price reduced 4% ($20,000 off original)
  • 73 days on market
  • Updated today

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Finished and Move IN Ready! This is such a great floorplan, with the Primary Bedroom, full en-suite bedroom, and den on the 1st floor! Home is on the Cul-de-sac with an oversized yard, beautiful landscaping and pond views.****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE****Cay at Coasterra in Palmetto, Resort style living. New Palmetto model home showcases 2,628 square feet, 4 bedrooms, 3 full bathrooms, a spacious den, loft, and 2 car garage. Located in a gated community west of I 75, this home offers convenient access to Gulf Coast beaches, shopping, dining, and everyday conveniences. Step inside to discover an open concept floor plan designed for both comfortable daily living and entertaining. The kitchen serves as the centerpiece of the home with a large center island, pantry, and seamless connection to the café and great room. A tray ceiling adds architectural interest to the expansive living area, while large windows fill the home with natural light. Sliding glass doors open to a covered lanai, creating an ideal indoor and outdoor living experience. The first floor includes a private secondary bedroom and full bathroom, making it a versatile space for guests, a home office, or multi generational living. A spacious den near the foyer provides additional flexibility to suit a variety of needs. The first floor owner's suite is privately positioned and features a generous walk in closet and a well appointed en suite bathroom designed with comfort and functionality in mind. Upstairs, a large loft creates an additional living area perfect for gathering, relaxing, or creating a dedicated media or recreation space. Two additional bedrooms with walk in closets share a full bathroom, providing ample space and privacy throughout the home. Coasterra offers an impressive collection of community amenities including a resort style pool, fitness center, clubhouse, pickleball courts, shuffleboard courts, sports field, dog park, scenic walking trails, boardwalks, lakeside gathering areas, pavilion and bar, plus canoe and kayak launches. Combining new construction quality, smart home design, and exceptional amenities, this home presents an outstanding opportunity to enjoy the Florida lifestyle in one of Palmetto's newest gated communities.

Subdivision
CAY AT COASTERRA
County
Manatee
Zip Code
34221

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
2,628 sqft
Construction
Block
Roof
Tile
Flooring
Carpet, Tile
Pool
No
HOA
$308 / Quarterly + $23 / Quarterly
  • Eat-in Kitchen
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Solid Surface Counters
  • Tray Ceiling(s)
  • Walk-in Closet(s)
  • Sidewalk
  • Dishwasher
  • Disposal
  • Microwave
  • Range
  • Tankless Water Heater
  • Inside
  • Laundry Room
  • Cul-de-sac
  • Landscaped
  • Sidewalk
  • Street Dead-end
  • Cable Available
  • Electricity Available
  • Natural Gas Available
  • Sewer Available
  • Water Available
  • Clubhouse
  • Community Mailbox
  • Deed Restrictions
  • Dog Park
  • Fitness Center
  • Irrigation-reclaimed Water
  • Park
  • Playground
  • Pool
  • Sidewalks
  • Clubhouse
  • Fitness Center
  • Park
  • Pickleball Court(s)
  • Playground
  • Pool
  • Recreation Facilities
  • Trail(s)
  • Pool
  • Maintenance Grounds
  • Recreational Facilities
Bedrooms
4
Bathrooms
3
Year Built
2026
Construction
Block
Flooring
Carpet, Tile
Roof
Tile
Garage Spaces
2
Cooling
Central Air
Heating
Heat Pump
Waterfront
No
Pet Restrictions
Yes
Lot Size
0.15 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$500

Association Fees

  • HOA Fee

    CASTLE GROUP / TBD

    $308/ Quarterly

  • HOA Fee 2

    Coasterra Master Association

    $23/ Quarterly

  • CDD Fee

    $2,400/ Annually

Down Payment20% — $100,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,528
HOA Fee
$103
Est. Property Tax
$42
Est. Insurance
$167
Total Est. Monthly Cost$2,839

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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