ActiveWATERFRONTNO CDD
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$644,900
$425/sqft1% reduced
HOA: NoneTaxes: $3,601/yr99d on market
2 Beds|2 Baths|1,519 Sq Ft|Built 1963|1 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

Waterfront & Dock
Waterfront
Canal - Saltwater
Water Frontage
76 ft
Dock
Yes
Dimensions
24x36
Description
Dock - Composite, Dock - Covered, Dock W/electric, Lift
Lift Capacity
12,000 lbs
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • 99+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Park the flip-flops and bring the boat keys — this is the kind of waterfront escape you daydream about after one too many office meetings. Sitting pretty on the widest deep-water canal in Bay Colony of Terra Ceia Bay, this laid-back coastal retreat comes with the ultimate bonus: a 1997 Sea Ray Cuddy Cabin already resting on its own 12,000lb boat lift with a removable canvas cover. Because around here, sunset cruises beat rush hour every time. Inside, the vibe is pure relaxed luxury. This 2-bedroom, 2-bath waterfront hideaway welcomes you with jaw-dropping water views the second you walk through the door. The flex space in the master bedroom can be drywalled in and become a 3rd bedroom, office, or nursery with ease. The oversized 25-foot Florida room is basically one long front-row seat to paradise, wrapped in walls of windows that let the sunshine and sparkling canal views pour in all day long. There’s also a 1-car garage for the toys, gear, and fishing poles, but let’s be honest — life here is all about salty air, boat days, cold drinks, and deciding whether to fish, cruise, or just float the afternoon away. This isn’t just a home… it’s a permanent vacation with a dock attached. Nearly every inch of this home was thoughtfully updated in 2023, including plumbing, sewer lines, roof, insulation, hurricane-impact windows and doors, flooring, paint, fixtures, ceiling fans, interior doors, trim, and portions of the seawall — giving you peace of mind so you can focus on enjoying the Florida lifestyle. Conveniently located near I-275, I-75, US-41, and US-19, you’re just a short drive from the beaches, restaurants, arts, and nightlife of St. Petersburg and Sarasota — while still feeling tucked away in your own private waterfront escape. NOTE: This home did not have any flood damage from the recent 2024 storms. All renovations were completed in 2023. Schedule your showing today!

County
Manatee
Zip Code
34221

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,519 sqft
Construction
Block
Roof
Shingle
Flooring
Luxury Vinyl, Terrazzo
Pool
No
HOA
None
  • Ceiling Fans(s)
  • Kitchen/family Room Combo
  • Living Room/dining Room Combo
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Window Treatments
  • Lighting
  • Dishwasher
  • Electric Water Heater
  • Microwave
  • Range
  • Refrigerator
  • Electric Dryer Hookup
  • In Kitchen
  • Laundry Room
  • Deck
  • Patio
  • Porch
  • Floodzone
  • In County
  • Bb/hs Internet Available
  • Electricity Connected
  • Public
  • Sewer Connected
  • Water Connected
Bedrooms
2
Bathrooms
2
Year Built
1963
Construction
Block
Flooring
Luxury Vinyl, Terrazzo
Roof
Shingle
Garage Spaces
1
Cooling
Central Air
Heating
Central
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
0.21 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$3,601
No HOA fees on this listing.
Down Payment20% — $128,980
Interest Rate6.50%
Loan Term
Est. Mortgage
$3,261
HOA Fee
$0
Est. Property Tax
$300
Est. Insurance
$215
Total Est. Monthly Cost$3,776

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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