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$220,000
$199/sqft
HOA: $290/moTaxes: $2,924/yr13d on market

Melwood Oaks

302 40TH STREET CIR W, PALMETTO, FL, 34221

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3 Beds|2 Baths|1,104 Sq Ft|Built 1987|1 Car Garage
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⚡ This home is getting strong interest. Schedule a showing before it's gone.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Fresh listing — 13 days on market
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Virtually Staged. Move-in ready and packed with upgrades, this 2 bedroom, 2 bath villa with a loft delivers incredible value. Kitchen and Baths have been updated. Enjoy brand-new laminate flooring, new carpet, and a bright corner-unit layout with your own one-car garage. Tucked away on a quiet dead-end street, you get privacy and peace with no through-traffic. Comes partially furnished. Major expenses have already been handled: the HOA has replaced the roof on this home, is replacing roofs throughout the neighborhood, and will soon repaint all exterior buildings — all for just $290/month. That means fewer surprises and more long-term savings. Perfect for anyone working in St. Pete, this location offers an easy commute while giving you a comfortable, low-maintenance place to come home to.

County
Manatee
Zip Code
34221

Neighborhood

Map unavailable

Type
Villa
Living Area
1,104 sqft
Construction
Block
Roof
Shingle
Flooring
Laminate
Pool
No
HOA
$290 / Monthly
  • Cathedral Ceiling(s)
  • Lighting
  • Private Entrance
  • Dryer
  • Electric Water Heater
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Inside
  • Other
  • Public
  • Pool
  • Cable Tv
  • Pool
  • Maintenance Structure
  • Maintenance Grounds
Bedrooms
3
Bathrooms
2
Year Built
1987
Construction
Block
Flooring
Laminate
Roof
Shingle
Garage Spaces
1
Cooling
Central Air
Heating
Central
Waterfront
No
Pet Restrictions
Cats Ok, Dogs Ok
Lot Size
0.1 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$2,924

Association Fees

  • HOA Fee

    James

    $290/ Monthly

Down Payment20% — $44,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,112
HOA Fee
$290
Est. Property Tax
$244
Est. Insurance
$73
Total Est. Monthly Cost$1,719

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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