ActiveGATEDWATERFRONT
Virtual Tour
1 / 4
$815,000
$353/sqft3% reduced
HOA: $1,025/moCDD: $1,048/yrTaxes: $8,532/yr265d on market

Bay Club

2925 TERRA CEIA BAY BLVD #2802, PALMETTO, FL, 34221

View all homes for sale in Bay Club
3 Beds|2 Baths|2,306 Sq Ft|Built 2007
0 Views 0 Saved

💡 Price recently reduced — this could be a great opportunity to negotiate.

Golf Course
Feature
On Golf Course
Community
Yes
C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

Schedule a Tour

Scheduling is free, cancel anytime.

Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 3% ($24,000 off original)
  • 265+ days on market — seller may be motivated
  • Updated today

Buyer Insights are informational only — always verify with your agent.

WATERFRONT 3 BR + DEN — PRICE IMPROVEMENT! Experience elevated Florida living in this beautifully renovated 2,306-square-foot residence, complemented by a 190-square-foot screened waterfront balcony showcasing expansive views toward Tampa Bay and the iconic Sunshine Skyway Bridge. The bright, open-concept interior blends sophisticated coastal style with thoughtful upgrades. The remodeled kitchen is a stunning centerpiece featuring Brazilian Crystal countertops and beautiful backsplash, stainless-steel appliances, a convection oven with built-in air fryer, LED lighting, and generous space for cooking and entertaining. Plantation shutters, crown molding, and engineered hardwood flooring in the bedrooms add warmth and refinement throughout the residence. Glass French doors open to a versatile den with custom built-in cabinetry—ideal for a home office, media room, library, or additional guest space. The spacious primary suite is a private retreat with custom closets, crown-molding details, and a spa-inspired bathroom featuring a large walk-in shower, jetted whirlpool tub, linen closet, and private water closet. A tankless water heater provides additional comfort and efficiency. Enjoy the ease of condominium living with the generous proportions and functionality of a single-family home. Whether used as a year-round residence or Florida getaway, this home offers abundant living space, impressive renovations, remarkable waterfront scenery, and the opportunity to enjoy the Gulf Coast lifestyle from the moment you arrive. Terra Ceia Bay is an active waterfront and golf community offering pay-to-play golf with no mandatory golf membership. Community amenities include a pool, firepit, BBQ area and spa, fishing pier, nature trail and recreational opportunities, and convenient access to the golf clubhouse and on-site restaurant. The location provides an exceptional balance of peaceful waterfront living and accessibility to St. Petersburg, Tampa, Sarasota, Lakewood Ranch, area beaches, shopping, dining, cultural attractions, and multiple airports. Discover the space, views, lifestyle, and compelling value available in Palmetto—an increasingly sought-after Gulf Coast location offering exceptional waterfront living within convenient reach of neighboring metropolitan and coastal destinations. Furniture is not included in the listed price but may be purchased separately under an independent contract. Schedule your private showing and experience this exceptional waterfront residence in person.

Subdivision
BAY CLUB PH II
County
Manatee
Zip Code
34221

Neighborhood

Map unavailable

Type
Condominium
Living Area
2,306 sqft
Construction
Block, Concrete, Stucco
Roof
Built-up, Concrete, Membrane
Flooring
Ceramic Tile, Hardwood
Pool
No
HOA
$1,025 / Monthly
  • Accessibility Features
  • Built-in Features
  • Ceiling Fans(s)
  • Crown Molding
  • Eat-in Kitchen
  • High Ceilings
  • Kitchen/family Room Combo
  • Living Room/dining Room Combo
  • Open Floorplan
  • Primary Bedroom Main Floor
  • Solid Surface Counters
  • Solid Wood Cabinets
  • Split Bedroom
  • Stone Counters
  • Thermostat
  • Tray Ceiling(s)
  • Walk-in Closet(s)
  • Window Treatments
  • Balcony
  • Courtyard
  • Fire Pit
  • Lighting
  • Outdoor Grill
  • Outdoor Shower
  • Private Mailbox
  • Sidewalk
  • Sliding Doors
  • Storage
  • Tennis Court(s)
  • Convection Oven
  • Dishwasher
  • Disposal
  • Dryer
  • Exhaust Fan
  • Freezer
  • Ice Maker
  • Microwave
  • Range
  • Range Hood
  • Refrigerator
  • Tankless Water Heater
  • Washer
  • Water Filtration System
  • Water Purifier
  • Electric Dryer Hookup
  • Laundry Room
  • Washer Hookup
  • Covered
  • Rear Porch
  • Screened
  • Cleared
  • Landscaped
  • On Golf Course
  • Private
  • Sidewalk
  • Paved
  • Bb/hs Internet Available
  • Cable Connected
  • Electricity Connected
  • Fire Hydrant
  • Phone Available
  • Public
  • Sewer Available
  • Sewer Connected
  • Sprinkler Recycled
  • Underground Utilities
  • Water Connected
  • Association Recreation - Owned
  • Buyer Approval Required
  • Clubhouse
  • Community Mailbox
  • Deed Restrictions
  • Fitness Center
  • Gated Community - No Guard
  • Golf Carts Ok
  • Golf
  • Irrigation-reclaimed Water
  • Pool
  • Restaurant
  • Sidewalks
  • Tennis Court(s)
  • Street Lights
  • Dock
  • Fishing
  • Gulf/ocean Front
  • Water Access
  • Waterfront
  • Cable Tv
  • Clubhouse
  • Elevators
  • Fitness Center
  • Gated
  • Golf Course
  • Lobby Key Required
  • Maintenance
  • Pickleball Court(s)
  • Pool
  • Recreation Facilities
  • Security
  • Spa/hot Tub
  • Storage
  • Tennis Court(s)
  • Trail(s)
  • Cable Tv
  • Common Area Taxes
  • Pool
  • Escrow Reserves Fund
  • Fidelity Bond
  • Internet
  • Maintenance Structure
  • Maintenance Grounds
  • Management
  • Pest Control
  • Recreational Facilities
  • Security
  • Sewer
  • Trash
  • Water
  • Cabana
  • Storage
  • Tennis Court(s)
Bedrooms
3
Bathrooms
2
Year Built
2007
Construction
Block, Concrete, Stucco
Flooring
Ceramic Tile, Hardwood
Roof
Built-up, Concrete, Membrane
Garage Spaces
0
Cooling
Central Air
Heating
Central, Electric
Waterfront
Yes
Pet Restrictions
Yes
Lot Size
1.76 acres
Senior Community
No
Building Elevator
Yes
Pet Size
Medium (36-60 Lbs.)
# of Pets
2
Max Pet Weight
60 lbs
Tax Year
2024
Annual Tax Amount
$8,532

Association Fees

  • HOA Fee

    C&S Community Management Services

    $1,025/ Monthly

  • CDD Fee

    $1,048/ Annually

Down Payment20% — $163,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$4,121
HOA Fee
$1,025
Est. Property Tax
$711
Est. Insurance
$272
Total Est. Monthly Cost$6,129

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

Homes Like This