Coast 2 Coast Home Realty
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$159,900
$164/sqft
HOA: $844/moCDD: $476/yrTaxes: $4,021/yr81d on market

The Terra Ceia Club

2320 TERRA CEIA BAY BLVD #108, PALMETTO, FL, 34221

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2 Beds|2 Baths|978 Sq Ft|Built 1991
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✨ This home matches what most buyers are looking for in this area.

Golf Course
Feature
Golf Carts Ok
Community
Yes
C2C

Coast 2 Coast Home Realty

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • 81 days on market
  • Updated today

Buyer Insights are informational only — always verify with your agent.

Welcome to easy Florida living in the sought-after Terra Ceia Golf & Country Club! This beautifully updated turnkey 2-bedroom, 2-bath ground-floor condo offers comfort, convenience, and an extended lanai perfect for enjoying peaceful sunsets and the coastal lifestyle. Thoughtfully maintained and featuring a brand-new HVAC system, this move-in-ready residence is ideal for seasonal living or year-round enjoyment. Milestone and SIRS inspections have already been completed for added peace of mind. Residents enjoy an active community lifestyle with pickleball, golf, tennis, a fitness center, pool, and dining and social events at the Back Bay Grill. Centrally located near three international airports, shopping, arts, marinas, fishing, boating, major league sports, and some of Florida’s most beautiful beaches including Anna Maria Island, Siesta Key, and Clearwater Beach. Easy to show!

City
PALMETTO
Subdivision
THE TERRA CEIA CLUB
County
Manatee
Zip Code
34221
Community
Terra Ceia

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Condominium
Living Area
978 sqft
Construction
Stucco
Roof
Other
Flooring
Carpet, Laminate, Vinyl
Pool
No
HOA
$844 / Monthly
  • Ceiling Fans(s)
  • Elevator
  • Living Room/dining Room Combo
  • Primary Bedroom Main Floor
  • Stone Counters
  • Thermostat
  • Walk-in Closet(s)
  • Lighting
  • Private Entrance
  • Private Mailbox
  • Sidewalk
  • Sliding Doors
  • Dishwasher
  • Disposal
  • Dryer
  • Electric Water Heater
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Inside
  • City Limits
  • Cable Connected
  • Electricity Connected
  • Sewer Connected
  • Sprinkler Recycled
  • Underground Utilities
  • Water Connected
  • Buyer Approval Required
  • Clubhouse
  • Deed Restrictions
  • Fitness Center
  • Gated Community - No Guard
  • Golf Carts Ok
  • Golf
  • Pool
  • Restaurant
  • Sidewalks
  • Tennis Court(s)
  • Street Lights
  • Fishing
  • Elevators
  • Fitness Center
  • Maintenance
  • Cable Tv
  • Common Area Taxes
  • Pool
  • Escrow Reserves Fund
  • Insurance
  • Internet
  • Maintenance Structure
  • Maintenance Grounds
  • Maintenance
  • Pest Control
  • Private Road
  • Sewer
  • Trash
  • Water
Bedrooms
2
Bathrooms
2
Year Built
1991
Construction
Stucco
Flooring
Carpet, Laminate, Vinyl
Roof
Other
Garage Spaces
0
Cooling
Central Air, Humidity Control
Heating
Central, Electric
Waterfront
No
Pet Restrictions
Cats Ok, Dogs Ok, Number Limit, Size Limit, Yes
Lot Size
3.19 acres
Senior Community
No
Building Elevator
Yes
Pet Size
Very Small (Under 15 Lbs.)
# of Pets
2
Max Pet Weight
15 lbs
Tax Year
2025
Annual Tax Amount
$4,021

Association Fees

  • HOA Fee

    Michelle Ash

    $844/ Monthly

  • CDD Fee

    $476/ Annually

Down Payment20% — $31,980
Interest Rate6.50%
Loan Term
Est. Mortgage
$809
HOA Fee
$844
Est. Property Tax
$335
Est. Insurance
$53
Total Est. Monthly Cost$2,041

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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