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$320,000
$221/sqft7% reduced
HOA: $475/moTaxes: $3,931/yr76d on market

Bay Street

89 NAVIGATION CIR, OSPREY, FL, 34229

View all homes for sale in Bay Street
2 Beds|2 Baths|1,449 Sq Ft|Built 2014|1 Car Garage
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💡 Price recently reduced — this could be a great opportunity to negotiate.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Buyer Insights

Here's what we know about this listing.

Why this home stands out

  • Price reduced 7% ($25,000 off original)
  • 76 days on market
  • Updated today

Buyer Insights are informational only — always verify with your agent.

One or more photo(s) has been virtually staged. DISCOVER A LIMITED-TIME OPPORTUNITY! ? A SPECIAL OPPORTUNITY IS AVAILABLE FOR BUYERS WITH AN ACCEPTED PURCHASE CONTRACT ON OR BEFORE AUGUST 30, 2026. CONTACT THE LISTING AGENT FOR DETAILS. Experience the perfect blend of comfort, convenience, and Florida lifestyle in this beautifully maintained first-floor residence located in the highly desirable gated community of Bay Street Village in Osprey. Offering 2 bedrooms, 2 bathrooms, a versatile den, and an attached one-car garage, this thoughtfully designed home is ideal as a primary residence, seasonal retreat, or investment opportunity. The open-concept floor plan features a spacious kitchen with granite countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar overlooking the dining and living areas, creating a welcoming space for everyday living and entertaining. Large sliding glass doors open to a screened lanai where you can relax and enjoy peaceful lake views while embracing Florida's year-round outdoor lifestyle. The split-bedroom layout provides privacy for both owners and guests. The spacious primary suite offers tranquil water views, a walk-in closet, dual vanities, and a generous walk-in shower. The versatile den provides the perfect space for a home office, reading room, or additional guest accommodations. Residents of Bay Street Village enjoy resort-style amenities, including a heated pool and spa, clubhouse, fitness center, and beautifully landscaped grounds, all within a secure gated community. Ideally located just minutes from Nokomis Beach, Siesta Key Beach, Casey Key, the Legacy Trail, Oscar Scherer State Park, waterfront dining, shopping, golf courses, and the vibrant downtown districts of Sarasota and Venice, this home offers the very best of Florida's Gulf Coast lifestyle. Whether you're searching for a full-time residence or the perfect seasonal getaway, this exceptional property offers an outstanding combination of location, comfort, and value in one of Osprey's most sought-after communities. SCHEDULE YOUR PRIVATE SHOWING TODAY AND EXPERIENCE THE LIFESTYLE THAT MAKES BAY STREET VILLAGE ONE OF OSPREY'S MOST DESIRABLE COMMUNITIES!

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Condominium
Living Area
1,449 sqft
Construction
Block, Stucco
Roof
Tile
Flooring
Carpet, Ceramic Tile
Pool
No
HOA
$475 / Monthly
  • Ceiling Fans(s)
  • Crown Molding
  • Kitchen/family Room Combo
  • Open Floorplan
  • Solid Wood Cabinets
  • Split Bedroom
  • Stone Counters
  • Thermostat
  • Tray Ceiling(s)
  • Walk-in Closet(s)
  • Lighting
  • Rain Gutters
  • Sidewalk
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Inside
  • Laundry Room
  • Same Floor As Condo Unit
  • Rear Porch
  • Screened
  • In County
  • Landscaped
  • Near Public Transit
  • Sidewalk
  • Paved
  • Bb/hs Internet Available
  • Cable Available
  • Electricity Connected
  • Sewer Connected
  • Water Connected
  • Clubhouse
  • Fitness Center
  • Gated Community - No Guard
  • Irrigation-reclaimed Water
  • Pool
  • Sidewalks
  • Special Community Restrictions
  • Fitness Center
  • Gated
  • Pool
  • Vehicle Restrictions
  • Pool
  • Escrow Reserves Fund
  • Maintenance Grounds
  • Management
  • Pest Control
  • Sewer
  • Trash
  • Water
Bedrooms
2
Bathrooms
2
Year Built
2014
Construction
Block, Stucco
Flooring
Carpet, Ceramic Tile
Roof
Tile
Garage Spaces
1
Cooling
Central Air
Heating
Central, Electric
Waterfront
No
Pet Restrictions
Breed Restrictions, Cats Ok, Dogs Ok, Number Limit, Yes
Lot Size
Senior Community
No
Building Elevator
No
Pet Size
Small (16-35 Lbs.)
# of Pets
2
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$3,931

Association Fees

  • HOA Fee

    Progressive Community Management Inc

    $475/ Monthly

Down Payment20% — $64,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$1,618
HOA Fee
$475
Est. Property Tax
$328
Est. Insurance
$107
Total Est. Monthly Cost$2,527

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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