ActiveNO CDD
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$480,000
$336/sqft
HOA: NoneTaxes: $1,326/yr0d on market

Oneco Gardens

5022 20TH STREET CT E, BRADENTON, FL, 34203

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3 Beds|2 Baths|1,427 Sq Ft|Built 2005|2 Car Garage
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🔥 Just listed — this home matches what most buyers are looking for in this area.

C2C

Coast 2 Coast Home Realty

Licensed Florida Realtors

4.9· 214 reviews

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Why this home stands out

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No HOA. No deed restrictions. No flood zone. 5022 20th Street Court East is a 3-bedroom, 2-bath single-story home in the Oneco Gardens neighborhood of Bradenton, Florida, offering 1,427 square feet of living space on a spacious lot with an attached two-car garage, boat or Rv parking, a metal roof, and public water and sewer. This property delivers the freedom, space, and flexibility that buyers in today's market consistently say they cannot find. The open-concept floor plan is anchored by cathedral ceilings that lift the living spaces and fill the home with natural light throughout the day. The split-bedroom layout separates the primary suite from the two secondary bedrooms, providing the privacy that owners and guests both appreciate. Tile flooring runs throughout the main living areas, clean and easy to maintain year-round. The kitchen features ample cabinetry, generous counter space, and included appliances, opening naturally to the living and dining areas. Sliding glass doors connect the interior to the backyard, extending the living space outdoors. The 9,601-square-foot lot is one of this home's most compelling features. With no HOA and no deed restrictions, the property accommodates a wide range of uses including outdoor living, gardening, and storage of recreational vehicles or watercraft, subject to applicable local regulations. The lot provides the kind of space and flexibility that is increasingly rare in established Bradenton neighborhoods at this price point. The fully replaced metal roof is a meaningful long-term value asset. The home is connected to public water and sewer, sits in Flood Zone X, which is outside a Special Flood Hazard Area, and carries no monthly HOA fees. The location in Bradenton's Oneco Gardens area puts residents close to shopping, restaurants, medical facilities, parks, and downtown Bradenton. Anna Maria Island, Holmes Beach, Bradenton Beach, Coquina Beach, Longboat Key, and Siesta Key are all within a short drive west. Sarasota, Lakewood Ranch, St. Petersburg, and Tampa are easily accessible, with SRQ Airport and Tampa International Airport both within reach for frequent travelers. Oneco Gardens · 5022 20th Street Court East · Bradenton FL 34203 · Manatee County

Subdivision
ONECO GARDENS
County
Manatee
Zip Code
34203
Community
Oneco Gardens

School Report Card

Source: FL Dept. of Education

ABCDF
Elementary
Middle
High

Neighborhood

Map unavailable

Type
Single Family Residence
Living Area
1,427 sqft
Construction
Block, Stucco
Roof
Metal
Flooring
Luxury Vinyl, Tile
Pool
No
HOA
None
  • Cathedral Ceiling(s)
  • Ceiling Fans(s)
  • Open Floorplan
  • Fire Pit
  • Rain Gutters
  • Sliding Doors
  • Cooktop
  • Dishwasher
  • Dryer
  • Electric Water Heater
  • Microwave
  • Refrigerator
  • Washer
  • In Garage
  • Cable Connected
Bedrooms
3
Bathrooms
2
Year Built
2005
Construction
Block, Stucco
Flooring
Luxury Vinyl, Tile
Roof
Metal
Garage Spaces
2
Cooling
Central Air
Heating
Central
Waterfront
No
Pet Restrictions
Lot Size
0.22 acres
Senior Community
No
Building Elevator
Pet Size
# of Pets
Max Pet Weight
Tax Year
2025
Annual Tax Amount
$1,326
No HOA fees on this listing.
Down Payment20% — $96,000
Interest Rate6.50%
Loan Term
Est. Mortgage
$2,427
HOA Fee
$0
Est. Property Tax
$111
Est. Insurance
$160
Total Est. Monthly Cost$2,698

* Estimates are for illustration purposes only and do not constitute an offer of financial advice. Actual rates, payments, insurance, and taxes will vary based on credit, location, and other factors. Contact a licensed mortgage professional for a personalized quote. Homeowners insurance estimate based on Florida averages.

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